Terms of Use

Last updated: 17 August 2026

Welcome to The Investing Mindset (“we,” “us,” or “our”). These Terms of Use govern your access to and use of theinvestingmindset.com and any content, assessments, worksheets, toolkits, courses, and other products or services we make available (together, the “Services”). By accessing the site or purchasing a product, you agree to these Terms. If you do not agree, please do not use the Services.

1. Educational Purpose — Not Professional Advice

All content and products are provided for general educational and informational purposes only. They are not financial, investment, tax, legal, or accounting advice, and using the Services does not create an advisor–client, fiduciary, or other professional relationship. We are not registered financial advisors. You should consult your own qualified professionals before making any financial decision. Please also review our Earnings & Financial Disclaimer.

2. Intellectual Property & Licence

All materials on the site — text, frameworks (including the Financial Alchemy™ and Ownership Score™ models), graphics, worksheets, and toolkits — are owned by The Investing Mindset and protected by intellectual-property laws. When you purchase a product, you receive a personal, non-exclusive, non-transferable licence to use it for your own personal use. You may not copy, resell, redistribute, sublicense, or publicly share the materials without our written permission.

3. Purchases & Pricing

Prices are shown at checkout and may change at any time. You agree to provide accurate payment information and authorize us (and our payment processors) to charge the amount shown. Access to digital products is typically delivered electronically after payment is confirmed.

4. Refunds

Unless stated otherwise on the product page, our paid digital products are backed by a 30-day money-back guarantee. If a product is not right for you, contact us within 30 days of purchase and we will issue a full refund. To request a refund, email us using the details on our Contact page.

5. Acceptable Use

You agree not to misuse the Services, including by attempting to gain unauthorized access, disrupting the site, infringing our or others’ rights, or using the materials for any unlawful purpose.

6. Third-Party Links & Tools

The Services may link to or embed third-party tools (for example, assessment forms and email services). We are not responsible for the content, accuracy, or privacy practices of third parties. Your use of those tools is governed by their own terms.

7. Disclaimer of Warranties

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or that any particular outcome will result from their use.

8. Limitation of Liability

To the fullest extent permitted by law, The Investing Mindset and Dr. Akinniyi Osho will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, savings, or data, arising from your use of the Services. Where liability cannot be excluded, it is limited to the amount you paid for the product giving rise to the claim.

9. Indemnification

You agree to indemnify and hold harmless The Investing Mindset, Dr. Akinniyi Osho, and our affiliates from any claims or expenses arising out of your misuse of the Services or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. You agree to the exclusive jurisdiction of the courts located in Alberta, Canada.

11. Changes to These Terms

We may update these Terms from time to time. Changes take effect when posted on this page, and the “Last updated” date will be revised. Your continued use of the Services after changes are posted constitutes acceptance.

12. Contact

Questions about these Terms? Reach us through our Contact page. Please also see our Privacy Policy.